Available below is further guide information as pdf documents.

What is salary sacrifice?

In its simplest terms, salary sacrifice is where you give up the right to some of your salary or bonus in exchange for a non-cash benefit. This can cover a variety of noncash benefits including childcare vouchers or nursery places, however, this factsheet focuses solely on the benefit of pension contributions.

 Download 'Salary Sacrifice Factsheet' pdf (32kb)

 Brief Guide to LPA and LPW's

The legislation surrounding Enduring Power of Attorneys (EPA) changed in the last quarter of 2007.

Previously you would set up an Enduring Power of Attorney allowing your appointed representatives to manage your financial affairs on your behalf should this be required. Should you lose mental capacity the Enduring Power of Attorney was then registered with the Office of the Public Guardian to enable your attorneys to continue to manage your financial affairs.

 Download 'Brief Guide to LPA and LPW' pdf (12kb)